Business Loan

A Business Loan Alternative is a Business Cash Advance

With our business loan alternative we will purchase a small percentage of your future credit card sales until the payback is completed, giving you the cash advance your business needs now.

GetFastCapital has a special business cash advance program allowing you to recieve up to $500,000 in working capital within 5 days.

Even when the bank says No... 
GetFastCapital says Yes!

Get a custom quote from a specialist by filling out the form on the left, or you may continue reading to find out why our restaurant financing program is your best option.

Learn Why a Business Cash Advance is the Business Loan Alternative

1. Conventional business loans usually require above average credit, a substantial down payment, and might come with strictly defined terms of use. Our Business Cash Advance has no up-front or hidden fees, has no specified terms of use, and does not require outstanding credit.

2. Even if the applicant has good personal credit and has been in business for over a year, banks and other lenders may consider your industry to be extremely high-risk. Many lenders will not provide business loans at all, while those that do tend to be very selective. We can provide a business cash advance even if you have not been in business for a long time.

3. Because business is fast-paced and constantly changing, owners often seek capital to renovate, advertise and expand. Conventional business loans take to long to qualify for and may not be approved in time. A business cash advance will provide cash in as little as 7 days.

4. Unlike a business loan that requires a fixed payment, a business cash advance is based on credit card sales volume... so durring a slow time it allows you to pay less. A business cash advance is designed to accommodate owners with the natural patterns of business ups and downs. We get paid when you get paid.

5. Even if you have applied and been rejected for business loans, you may be able to qualify for a business cash advance. We have helped hundreds of business owners who were turned down by banks and other lenders.

6. A business owner must be able to handle emergencies or be able to act on an opportunity quickly. Conventional business loans could take months to secure while a business cash advance will provide you with the working capital your business needs in as little as 72 hours.

Exactly How It Works

The example below will help you understand better.

Let's say you come to us with a request for $100,000 for improvements to your restaurant business. 

What we do is we purchase $123,000* of your future sales for a set price, e.g. $100,000. 

The repayment is set at a percentage** of your daily credit card sales (or every time you batch), e.g. 15%**.

So the payments that we take from you is as follows:

Day 1 Sales: $1,000

Day 1 Payment @ 15%: $150

Day 2 Sales: $3000

Day 2 Payment @ 15%: $450

We will keep taking the daily payments (or every time you batch the credit card receipts) from you until your obligation of $123,000 is paid off.

So even if it takes 3 months or 3 years for you pay to pay us back, you end up paying the same $123,000 that was agreed upon at the time of the closing.

Unlike banks which work on Interest Rates and shady late fees and compound APR's, we work on your success.  We get paid back when your business makes money, every month, month to month.  There are no late fees, penalties or time limits - we make money when you make money.

 * The set price of the purchase varies for each business application.

** The set repayment percentage for payback varies for each business application.