Business Loan

Business Financing: Furniture and Home Accessory Business Loan Alternative

Do you own a Furniture and Home Accessory Business? Are you in need of financing or a loan in order to maintain and grow your business?

If the Answer is YES, Consider Applying for a Merchant Cash Advance for your Dry Cleaning Business from GetFastCapital and Learn How Quickly and Easily You can Obtain the Business Financing You Need based on Your Future Credit Card Sales.

Furniture stores need to be well financed in order to survive in today's business climate. Maintaining proper inventory so that the furniture store can remain well stocked with the latest lines from the top quality manufacturers can be expensive. It can be difficult for furniture stores and home accessory businesses to qualify for traditional bank loans because they often use up most of their collateral on inventory. Banks require collateral and personal guarantees and are uncomfortable lending to businesses who do not having a first lien position on inventory.

Financing Solutions For Furniture and Home Accessory Businesses

Stop wasting your time by applying for bank loans and traditional business financing that will deny your application. If your Furniture and Home Accessory business accepts Visa or Master Card you qualify for our merchant cash advance program. We use your greatest untapped asset, your future credit card sales, to qualify you for our program. If your furniture and Home Accessory business processes at least $2,000 per month in credit card transactions, you are eligible for an unsecured business cash advance. An established business in existence for at least one year can qualify for a business cash advance of up to $500,000 per location.  With our business cash advance program, GetFastCapital will purchase a percentage of your future credit card sales for cash upfront today. The payback process is simple, as transactions come in, we get paid back with a small fixed percentage of your daily credit card sales. There is no personal guarantee involved and you will be able to pay it back without affecting your daily cash flow. It is totally flexible, unlike a bank loan; we get paid when you get paid. This is an excellent way for your Furniture and Home Accessory business to get the working capital you need fast and hassle free.

How do Business Cash Advances Differ From Business Loans?

Merchant cash advances based on a merchant’s future credit card transactions. Unlike traditional loan programs, a cash advance is unsecured, which means it does not require collateral or a personal guarantee. The program is available to cellular store owners regardless of their credit history. A high credit score is not required to be approved because a merchant cash advance is based on future credit card receivables. Unlike loans, applying for a merchant cash advance takes literally minutes and approval is typically done within 24 hours.

What Can Merchant Cash Advances be Used For?

Furniture and Home Accessory owners can use their funding from their cash advances for anything they wish. Unlike financing options offered to businesses through banks and private lenders, we do not require a plan for the funding and we do not require that it be used for any specific purposes. Most businesses use their cash advance for expansion, renovations, payroll, equipment, or general business cash flow. However, there are no restrictions to how you use the money; you are able to use it for anything your business needs. Common uses of cash advances are:

 Remodeling or expansion of the business

 Increase in cash flow for payroll and other needs

 Purchase business equipment, inventory and supplies

 Lower priced bulk inventory purchases from suppliers

 Qualifying for our Merchant Cash Advance program is simple. For your Furniture and Home Accessory business to be Eligible For Our Unsecured Cash Advance You Must:

 Accept Visa or Master Card as a method of payment.

 Have minimum credit and debit card sales of $2,000 per month.

 Be current with your lease.

 >> Apply Now