Business Loan

Business Financing: Alternative Financing For Florists

Do you own a floral shop? Are you in need of financing or a loan to help improve your business? Learn how you can receive up to $500,000 for you business based on your credit card sales.

If you have been unsuccessful in getting financial assistance for your floral shop through traditional loans, GetFastCapital is here to lend a hand. It can be hard for a traditional florist shop to qualify for a loan, particularly if you have bad credit or a seasonal business.  Even if you have good personal credit there is still a significant amount of paper work and obstacles to work through until you can receive financing for your florist shop.

Financing Solutions For Your Florist Shop

Instead of loan from a traditional lender, GetFastCapital's merchant cash advance program for florist shops is the answer to your financing needs. Eligible florist shops must process over $2,500 per month in credit card sales to qualify for a merchant cash advance. If you qualify, we can approve your business for an unsecured merchant cash advance of up to $500,000.

How Does a Business Cash Advance Work?

Merchant cash advances based on a merchant’s future credit card transactions. Unlike traditional loan programs, a cash advance is unsecured, which means it does not require collateral or a personal guarantee. The program is available to florists regardless of their credit history. A high credit score is not required to be approved because a merchant cash advance is based on future credit card receivables. Unlike the timeframe for loan applications, applying for a merchant cash advance takes literally minutes and approval is typically done within 24 hours.

What Can Business Cash Advances Be Used For?

Florists can use their funding from their cash advances for anything they wish. Unlike financing options offered to businesses through banks and private lenders, we do not require a plan for the funding and we don't require that it be used for any specific purposes. Most businesses use their cash advance for expansion, renovations, payroll, equipment, general business cash flow. However, there are no restrictions to how you use the money, you are able to use it for anything your business needs. Common uses of cash advances are:

Remodeling or expansion of the business

Increase in cash flow for payroll and other needs

Purchase business equipment, inventory and supplies

Lower priced bulk inventory purchases from suppliers

Our Business Cash Advance Program Requirements are Simple. Elligible Floral Businesses Must:

   Accept Visa or Master Card as a method of payment.

   Have minimum credit and debit card sales of $2,000 per month.

   Be current with your lease.